Gain flexibility, adaptability, and efficiency for your business
Processors
A “pure processor” refers to an entity that exclusively focuses on the processing of financial transactions. This type of processor handles the authorization, clearing, and settlement of payments between merchants, acquiring banks, and issuing banks. A pure processor is dedicated to ensuring that transactions are processed swiftly, securely, and efficiently, without directly engaging in other aspects of the payment ecosystem such as issuing cards or acquiring merchants.
OmniPayments provides cost-efficient payment solutions that can be customized for processors. We have set already a global network with the main brands but also with local ones, which makes easy to send cross-border transactions. Our platform ensures rapid and accurate authorization of transactions, reducing the risk of declines and enhancing customer satisfaction
why to get our
Comprehensive Solutions for Processors
Our robust and modern software is designed to be a flexible and secure payment platform, positioning OmniPayments as a “One Stop Shop” for all processor’s technology needs. As solution integrators, we provide:
Advanced Payment Software
- Our modern, modular, scalable, and adaptable payment software meets the specific needs of our clients.
Our Experts Working for you
- Our in-house team of experts listens to and understands client needs, proposing the optimal operational model and complementing our standard offering with additional modules for a tailor-made solution.
Administration Services
- For clients who prefer, we can manage the solution in production, removing the operational burden and allowing them to focus on their core business.
Compliance and security
- We are PCI DSS, PCI PIN, and PCI SCF compliant, ensuring our solutions meet the highest financial security standards to secure financial transactions
rapid and efficient
Customization and Integration
Our software, developed in C, allows us to quickly adjust small software components called “user exits” to meet specific client requirements. Our team identifies, understands, analyzes, develops, and integrates the necessary cross-border functionalities, building a complete solution for our clients.
In-house expertise and
fast time-to-market
With all resources in-house, we eliminate the need for outsourcing, ensuring flexibility and a quick time-to-market. Processors can rest assured that OmniPayments starts with a standard solution and adds necessary modules to achieve the desired outcome, without requiring significant costs for customizations.
A specialized package tailored for Issuers.
Our Standard Offering for Processors
Transaction Switching
OmniSwitch is our module that processes acquiring and issuing transaction messages, applies rules and routing decisions both on-us and not-on-us – according to unique configurations. It’s been tested for more than 5000 TPS on a 4-CPU HPE NonStopX machine.
Data Replication
OmniReplicator can run in Active/Passive or Active/Active configurations, requiring data replication between machines. The infrastructure uses NonStop audit trails to trigger replication, ensuring safe payment solutions through reliable data management.
Clearing and Settlement
OmniCompensator handles the clearing process, which involves the exchange of financial details between parties, and the settlement process, where funds are transferred from the cardholder's bank to the merchant's bank.
Transaction Log
Our OmniUI provides the Transaction Log to assist administrators in troubleshooting transactions. The Settlement Extract File, represents the cumulative transaction set of all logging points, aiding in transaction liquidation. This functionality is integral to our multi-functional payment solutions.
Cryptography
The OmniCrypto security broker manages PINs, files, tokenization, keys, and digital certificates. For secure payment processing, it sets up HSM modules for encryption and decryption, validates PINs for transactions, and defines credentials for email report delivery.
Fraud Engine
Known as the Fraud Blocker, this functionality allows security departments. It blocks perceived fraudulent transactions in real-time, and tests rules in a Sandbox before deployment to the production environment, ensuring anti-fraud payment solutions.
Dashboard
The OmniDash module runs on the NonStop platform under a Linux environment. It enables managers to monitor their business performance with graphical summaries of transaction data. This supports configurable payment systems with real-time monitoring.
User Exits
User Exits provide functions to map client request elements to provider request elements, enabling the deployment of business logic for personalized transaction flows. This enhances the customization and efficiency of transaction processing, making it a versatile component of our flexible software for payment
Modernizing Message Formats
Originally established ISO8583 messages have been phased out by ISO19845 as old and outdated systems of today’s globalized world. Due to the dynamism in the advancement of technology, it is appropriate that software components deal with XML, REST, and JSON messages.
Secure Sharing
OpenAPIs expose core components of the OmniPayments application, including core banking services, peer-to-peer (P2P) payments, business-to-business (B2B) transactions, and point-of-sale (POS) systems, among others. The robust web-based architecture of OmniPayments facilitates this integration.
Third-Party Innovation
APIs enable third-party developers by offering them the bank databank, which in turn helps third-party developers come up with novel products. Open banking using APIs gives these non-bank payment providers grand opportunities while society’s confidence in these providers increases.
Select the option that best suits your business demands
Deployment Models for Every Need
capex
On-Premise
You can run our licensed software On-Premise in your own data center or physical location. It provides you with full control over hardware, software, and security, but requires significant upfront investment and ongoing maintenance.
opex
OmniCloudX
Simplify your payment solutions with the SaaS model in our private cloud. It helps minimize the costs and resources needed to maintain payment systems. OmniCloudX has state-of-the-art, redundant and secure data centers.
Get a Demo Today
OmniPayments adapts to your needs. We can always build a customized software solution for your business capacity and budget.
