Comprehensive ATM Terminal Driving
OmniATM supports the front-end ATM terminal, driving remaining functioning and back-end transaction switching, authorization, interchange settlement, management, and reporting of the devices. This eliminates chance in the ATM network management; hence, effective management means will exist.
Advanced Security Measures
Clients‘ secure payment processing is paramount for OmniATM, as it is a modified ATM with multiple features. It has features such as remote key loading so that keys do not have to be loaded manually, thus minimizing the time taken; for the other older types of ATMs, typically basic terminals housed in ugly boxes, manual key loading is through the OmniUI web screens. OmniATM also supports biometric ATMs, posing even more safe payment transactions than card + PIN + fingerprint authentication.
Fraud Detection and Prevention
OmniATM ensures fraud prevention systems. It can flag incoming fraudulent transactions and alert OmniFraud or any other third-party fraud engines before authenticating them, providing secure financial transactions.
Cardless Transactions
OmniATM is designed to do away with cards; this enables users to withdraw cash using compatible mobile phones. This feature increases flexibility and safety, making physical cards less relied on.
Diverse Transaction Types
The OmniATM clears many transactions, including withdrawals, PIN changes, deposits, charities, balances, transfers, rewards (both view and redemption), statements, utility bill payments with barcodes, etc. This means that this flexibility caters to all the customers’ needs.
Barcode and Near Field Communication Contactless Pay
OmniATM manages barcode readers incorporated in ATMs to pay bills and other uses. It also supports NFC contactless payments, which enables users to withdraw cash with just the touch of a mobile device.
Real-Time Alerts and Notifications
OmniATM also has several email and SMS notifications for transactions such as Money transfers, Check processes, jam deposits, and anti-skimming. These real-time alerts help improve the security and customer experience.
Integration and Redundancy Improvement
OmniATM is designed and developed to reside on the HPE NonStop platform, making it highly available, scalable, and reliable. It works with other systems and 3rd party products and supports protocols like NCR Signature & Certificate-based Diebold Nixdorf Signature & Certificate-based.
OmniATM Architecture
OmniATM is based on SOA, meaning that it is developed according to the principles of modern architecture, ensuring the system’s high availability and scalability. It is responsible for the acquisition, clearing, and routing; It sends transactions to the core system for authorization, not transactions to the interchange networks. At the same time, it functionally replaces the host in case the host fails to work or is inaccessible at the time of use.
OmniATM Key Management
OmniATM accepts remote or manual key downloads, depending on the client’s preferences. RKL removes the concept of physical key custodians, while OmniUI Web-Screens for vintage terminals are used for manual key loading.
Financial Transaction Set
OmniATM can support numerous kinds of ATM protected payment processing and meet all the customers’ demands. Some services that the clients demand include PIN change, withdrawal, number of deposits, charitable contributions, balance checking, transfers, number of reward considerations through viewing or redemption of such rewards, balance statements and payments of utility bills, and others through barcodes.
