Biometric Authentication in Payments: Beyond Passwords and PINs
Still, you use PINs and passwords to make any transaction, or you have switched to a biometric method. Now, payments are getting more secure as we are using fingerprints, face, or our palms.
Rise of Voice-Activated Payments: Security Meets Convenience
You know how we all thought talking to our devices was a bit weird at first? Well, get ready to start paying for your coffee that way. And believe it or not, it’s becoming a huge deal; we’re talking billions of dollars.
Wallet Wars 2025: Apple Pay, Google Pay, UPI Lite, and What Users Want
In 2025, mobile wallets aren’t just about making payments,it’s more of a user experience. People usually don’t like cluttered information and hard navigation. People want apps that are fast, easy to use, and offer great rewards.
How AI Is Changing the Game in Real-Time Payment Fraud Detection
Whether you’re splitting a bill, paying rent, or checking out online, transactions are settled almost instantly. It’s fast, smooth, and exactly what today’s digital-first customers expect. This is how Real-time payments (RTP) have completely changed how money moves.
Cross-Border Payments in Seconds: ISO 20022 and the Future of Interoperability
Maybe you already faced this: you try to send money from Brazil to a friend in South Africa, but the money seems to disappear for two or three days.
Beyond QR Codes: The Rise of Tap-to-Phone and NFC for Micro-Merchants
Many people from different countries tell the same story – QR codes made it easy for small traders to collect money without cash. People felt excited, but now, things are changing again.
How Banking APIs are Helping People in Villages and Small Towns
Almost 65% of India’s population stays in rural areas. Although this number is not alarming, it is undoubtedly a point of concern, as these individuals have remained outside the main financial ecosystem for a long time.
Can Quantum Computers Break Payment Security? Here’s What to Know
Quantum computing is becoming a reality now, and is not too far away from us. According to a report, the quantum computing market is expected to reach $90 billion per year by 2040
How Big Companies Are Starting to Use DeFi and Blockchain
Decentralized Finance, or DeFi, is a novel approach to money management that makes use of blockchain technology.
BNPL 3.0: The Rise of Responsible Lending and AI-Based Risk Assessment
BPL services were popular because they allowed customers to pay in small, interest-free amounts and did not require severe credit checks.
