E-BITUG – European NonStop Symposium

Global settlement cycles are compressing at unprecedented speed. As markets move from T+2 to T+1—and increasingly toward T+0—banks and payment processors must modernize batch-based systems to support real-time clearing, liquidity visibility, and 24/7 operations.

As embedded finance reshapes how payments are delivered, API-first and microservices-based platforms have become essential. Payment processors that adopt modular, developer-friendly architectures can scale faster, integrate seamlessly, and remain competitive in a rapidly evolving financial ecosystem.