How AI Is Changing the Game in Real-Time Payment Fraud Detection
Whether you’re splitting a bill, paying rent, or checking out online, transactions are settled almost instantly. It’s fast, smooth, and exactly what today’s digital-first customers expect. This is how Real-time payments (RTP) have completely changed how money moves.
Cross-Border Payments in Seconds: ISO 20022 and the Future of Interoperability
Maybe you already faced this: you try to send money from Brazil to a friend in South Africa, but the money seems to disappear for two or three days.
Beyond QR Codes: The Rise of Tap-to-Phone and NFC for Micro-Merchants
Many people from different countries tell the same story – QR codes made it easy for small traders to collect money without cash. People felt excited, but now, things are changing again.
How Banking APIs are Helping People in Villages and Small Towns
Almost 65% of India’s population stays in rural areas. Although this number is not alarming, it is undoubtedly a point of concern, as these individuals have remained outside the main financial ecosystem for a long time.
Can Quantum Computers Break Payment Security? Here’s What to Know
Quantum computing is becoming a reality now, and is not too far away from us. According to a report, the quantum computing market is expected to reach $90 billion per year by 2040
How Big Companies Are Starting to Use DeFi and Blockchain
Decentralized Finance, or DeFi, is a novel approach to money management that makes use of blockchain technology.
BNPL 3.0: The Rise of Responsible Lending and AI-Based Risk Assessment
BPL services were popular because they allowed customers to pay in small, interest-free amounts and did not require severe credit checks.
Visa’s $100 Million Play for Apple Card: What It Means for Credit Cards
Visa offered Apple $100 million to replace Mastercard as the payment network for the Apple Card. This signals a long power shift in fintech.
Why Tokenization is the New Way to Keep Your Payment Info Safe
Payment information protection in the current digital economy scenario is more critical than ever.
The Evolution of Digital Currencies: Central Bank Digital Currencies vs. Cryptocurrencies
The financial world is experiencing fundamental changes as digital currencies enter the market. The financial sector witnesses growing recognition of two types of digital currency
