enterprise atm switching & full lifecycle control
OmniATM
OmniATM is OmniPayments’ enterprise-grade ATM switching and terminal management solution, designed to power large-scale, multi-vendor ATM networks with unmatched reliability, security, and operational control.
Built on the fault-tolerant HPE NonStop platform, OmniATM enables financial institutions, processors, and networks to centrally manage, monitor, and operate their entire ATM fleet, from transaction acquisition and routing to settlement, security, and lifecycle management, with 99.999% availability.
Whether driving ATMs in native mode or emulation, OmniATM ensures seamless customer experiences, uninterrupted cash access, and full compliance with global payment standards.
SWITCH BASADO EN ESTÁNDARES PARA TRANSACCIONES FINANCIERAS
OmniSwitch
OmniPayments switch embraces evolving technologies including faster payments, person-to-person direct payments, card-less transactions and open banking APIs
end-to-end atm network control
What OmniATM Delivers
OmniATM acts as the central intelligence layer for ATM operations, enabling institutions to:
- Acquire, authorize, route, and settle ATM transactions
- Support on-us and not-on-us transactions seamlessly
- Perform stand-in authorization when the host is unavailable
- Manage ATM fleets centrally across regions and institutions
The platform supports multi-institution environments, allowing OmniATM to function as a shared ATM switch serving multiple banks from a single infrastructure.
key capabilities
OmniATM Features
Multi-Vendor & Multi-Protocol Support
OmniATM supports all major ATM vendors and industry-standard protocols, including:
NCR NDC / NDC+ / DDC
Diebold 91x / Opteva
WincorNixdorf
IFX-compliant ATMs
Web-based ATMs
Advanced Transaction Processing & Routing
OmniATM integrates tightly with OmniAuth, OmniSwitch, and OmniCrypto to deliver real-time, secure authorization with minimal latency.
Intelligent routing for on-us and not-on-us transactions
BIN-based, institution-based, and prefix-based routing
Support for local and remote authorization models
Transaction screening to reduce unauthentic traffic
Velocity, usage, and limit controls
Full stand-in processing during host outages
Security Built for ATM Environments
All sensitive data is masked, encrypted, or tokenized in line with PCI DSS v4.0 requirements.
Full EMV support with ARQC/ARPC validation
HSM-backed cryptography (Thales / Atalla)
Unique cryptographic keys per ATM (Visa-compliant)
Remote Key Loading (RKL) using PKI and RSA certificates
Manual key loading with split knowledge and dual control
TLS-secured communication with mutual authentication
Operational Intelligence & Proactive Monitoring
OmniATM provides deep operational visibility across the ATM network:
Terminal activity and inactivity monitoring
Automated alerts for abnormal transaction patterns
Group-based terminal management for simplified operations
Peak and non-peak inactivity timers
Holiday and special business-day scheduling
Flexible Customer Experience
OmniATM enables banks to customize the ATM experience:
Multi-language screens and receipts
Multi-currency processing
Configurable receipt formats
Email-based ATM receipts to reduce paper usage
Personalized on-screen messages and marketing content
Choice of bill denominations during cash withdrawals
Beyond Cash: Expanded ATM Services
OmniATM transforms ATMs into full-service banking points
Cash and cheque deposits
Inter-bank and intra-bank transfers
Mobile number registration and alerts
Card PIN change and card requests
Cardless and biometric authentication options
Bill payments and donations
how it works in different industries
OmniATM Use Cases
Banks & Financial Institutions
Operate large, multi-vendor ATM networks, reduce branch dependency with advanced self-service and improve ATM uptime and customer experience.
Payment Processors & Switch Operators
Offer ATM switching as a shared service, it supports multiple institutions from one platform and delivers high availability with simplified operations.
Emerging Markets & Financial Inclusion
Extend banking services without opening branches and support multi-language and multi-currency environments. They can also enable advanced services through ATMs in remote areas.
IN a glance
Why OmniATM
OmniATM is not just an ATM driver — it is a payment-grade ATM switching platform designed for institutions that cannot afford downtime, security gaps, or operational complexity.
With decades of experience in mission-critical payment systems, OmniPayments delivers:
Software de pago avanzado
- Proven ATM expertise
- Deep Nonstop engineering
- PCI-compliant security
- Scalable, future-ready architecture
OmniATM keeps cash access available, secure, and always on, even when everything else fails.
Solicite una Demostración Hoy
OmniPayments se adapta a sus necesidades. Podemos crear una solución de software personalizada para la capacidad y el presupuesto de su empresa.
